P2P processing glossary — 12 terms

Atlas is a payment processor. India. UPI · IMPS · bank. We supply the traffic. Automation confirms.

PAY-IN

INR lands on your account. You sell USDT at +4%. You earn in INR. This is the main volume.

PAY-OUT

You send INR on the order. You earn 1% in USDT.

WORKING BALANCE

USDT on the desk that turns into pay-in. Empty working balance = empty book. Insurance does not process orders.

INSURANCE DEPOSIT

1,000 USDT reserved before go-live. Not spent on orders. Returned 30 days after the last successful order.

USDT INVENTORY

The USDT you keep on the desk so pay-in can run. Pay-out sends INR off the account and frees the bank limit.

CONFIRM

You mark the order paid only when the money is in your bank. Screenshot / SMS / WhatsApp is not proof. Five checks: how to check a transaction.

FTD

First-time deposit. A player’s first successful pay-in.

STD

Repeat deposit from a player who already paid. Traffic mix changes. Atlas base rate stays 4% / 1%.

CONVERSION

Completed orders ÷ attempted orders. Slow or dirty confirms kill the next traffic.

MQR

Merchant QR on a current / business account. Higher ceiling than personal UPI. See P2P vs P2C and UPI Intent.

RECONCILIATION

Panel, order status and your bank line must match, amount to the rupee.

CYBER

A police / cyber complaint after a player paid. Can freeze an account. On Atlas this is compensated. Details: cyber and chargeback.

CHARGEBACK

The player pulls the payment back through their bank. Also compensated.

Workflow

Pay-in → INR in, earn in INR. Pay-out → INR out, earn in USDT, limit frees up. Keep working USDT on the desk → more pay-in.

Experience required. Start 1,500 USDT. Apply.